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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,601 | $103,392+2.1% | $87,104+21.2% | $152,897-30.9% |
| Participation rate | 80.0% | 79.4%+0.6pp | 76.9%+3.1pp | 82.5%-2.5pp |
| Annual return | 5.57% | 28.10%-22.5pp | 28.19%-22.6pp | 345.43%-339.9pp |
| Employer contribution / active EE | $5,420 | $3,221+68.3% | $2,521+114.9% | $4,764+13.8% |
| Participant deferral / active EE | $3,441 | $4,778-28.0% | $4,048-15.0% | $5,851-41.2% |
| Admin fee / account holder | $7,067 | $12,194-42.0% | $7,491-5.7% | $11,599-39.1% |