Retirement plan

BEAVER COUNTRY DAY DEFINED CONTRIBUTION AND TAX DEFERRED ANNUITY RETIREMENT PLAN

Name: THE BEAVER COUNTRY DAY SCHOOL, INC. - BEAVER COUNTRY DAY DEFINED CONTRIBUTION AND TAX DEFERRED ANNUITY RETIREMENT PLAN (2022) Form 5500
Creator: THE BEAVER COUNTRY DAY SCHOOL, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, BEAVER COUNTRY DAY DEFINED CONTRIBUTION AND TAX DEFERRED ANNUITY RETIREMENT PLAN, THE BEAVER COUNTRY DAY SCHOOL, INC.

THE BEAVER COUNTRY DAY SCHOOL, INC.EIN 04-2103869Plan #001PY 2022

791 HAMMOND STREET - CHESTNUT HILL, MA 024672317617-738-2700bcdschool.orgLinkedIn51-200 employeeseducation management

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$36M

-9.2% from 2021

Total participants

347

+5.2% from 2021

Average account balance

$107,284

-11.6% from 2021

Annual return

-10.91%

-39.58 pp from 2021

Benchmarks

See 1,479 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants100-249

Cohort1,479 peers

Snapshot2022

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$51.53M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$145K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

356

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.49M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$18K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.26%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$151

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
TIAA2 years Filed as: TIAA - TEACHERS INSURANCE AND ANNUI Service code 19 · EIN 13-1624203 730 THIRD AVE · NEW YORK, NY 100173206	Securities Custodian	$15,328
WELL AND GOOD LLC5 years Service code 51 · EIN 27-0984119 1710 ADAMS ST. · MADISON, WI 537112142	Investment Mgmt Fees	$6,500

Plan features & details

Pension benefit codes2F2G2L2M2T3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$22K

$176 / participant

Contract admin$22K100.0%

% of EOY assets

0.061%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: AAFCPAS, INC.
Auditor EIN: 042571780
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$107,284

$60,989+75.9%

$60,899+76.2%

$66,930+60.3%

Participation rate

91.1%

74.5%+16.7pp

73.1%+18.0pp

69.8%+21.3pp

Annual return

-10.91%

-9.60%-1.3pp

16.92%-27.8pp

1.57%-12.5pp

Employer contribution / active EE

$6,651

$2,661+150.0%

$2,702+146.1%

$2,545+161.3%

Participant deferral / active EE

$8,878

$3,615+145.6%

$3,817+132.6%

$4,238+109.5%

Admin fee / account holder

$65

$338-80.8%

$3,225-98.0%

$593-89.1%

Provider

Service type

Compensation

TIAA2 years

Filed as: TIAA - TEACHERS INSURANCE AND ANNUI

Service code 19 · EIN 13-1624203

730 THIRD AVE · NEW YORK, NY 100173206

Securities Custodian

$15,328

WELL AND GOOD LLC5 years

Service code 51 · EIN 27-0984119

1710 ADAMS ST. · MADISON, WI 537112142

Investment Mgmt Fees

$6,500

BEAVER COUNTRY DAY DEFINED CONTRIBUTION AND TAX DEFERRED ANNUITY RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

BEAVER COUNTRY DAY DEFINED CONTRIBUTION AND TAX DEFERRED ANNUITY RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion