Retirement plan

BEAVER COUNTRY DAY DEFINED CONTRIBUTION AND TAX-DEFERRED ANNUITY RETIREMENT PLAN

Name: THE BEAVER COUNTRY DAY SCHOOL, INC. - BEAVER COUNTRY DAY DEFINED CONTRIBUTION AND TAX-DEFERRED ANNUITY RETIREMENT PLAN (2020) Form 5500
Creator: THE BEAVER COUNTRY DAY SCHOOL, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, BEAVER COUNTRY DAY DEFINED CONTRIBUTION AND TAX-DEFERRED ANNUITY RETIREMENT PLAN, THE BEAVER COUNTRY DAY SCHOOL, INC.

THE BEAVER COUNTRY DAY SCHOOL, INC.EIN 04-2103869Plan #001PY 2020

791 HAMMOND STREET - CHESTNUT HILL, MA 024672317617-738-2700bcdschool.orgLinkedIn51-200 employeeseducation management

Prospect flagsLow returns

How to read this page

Total assets (EOY)

$30.6M

+5.8% from 2019

Total participants

342

+0.6% from 2019

Average account balance

$91,633

+5.8% from 2019

Annual return

4.19%

-1.35 pp from 2019

Benchmarks

See 1,462 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants100-249

Cohort1,462 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$51.53M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$145K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

356

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.49M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$18K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.26%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$151

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
AAFCPAS, INC.1 year Service code 10 · EIN 04-2571780 50 WASHINGTON ST. · WESTBOROUGH, MA 01581	Accounting	$12,770
WELL AND GOOD LLC3 years Service code 51 · EIN 27-0984119 1710 ADAMS ST. · MADISON, WI 537112142	Investment Mgmt Fees	$6,500

Plan features & details

Pension benefit codes2F2G2L2M2T3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$19K

$107 / participant

Contract admin$19K100.0%

% of EOY assets

0.063%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: AAFCPAS, INC.
Auditor EIN: 042571780
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$91,633

$65,322+40.3%

$70,476+30.0%

$73,493+24.7%

Participation rate

95.6%

77.0%+18.6pp

75.1%+20.5pp

70.7%+24.9pp

Annual return

4.19%

15.71%-11.5pp

109.12%-104.9pp

28.51%-24.3pp

Employer contribution / active EE

$4,213

$2,460+71.3%

$2,738+53.9%

$2,270+85.6%

Participant deferral / active EE

$5,288

$3,375+56.7%

$3,710+42.5%

$3,740+41.4%

Admin fee / account holder

$58

$214-73.0%

$3,847-98.5%

$513-88.8%

Provider

Service type

Compensation

AAFCPAS, INC.1 year

Service code 10 · EIN 04-2571780

50 WASHINGTON ST. · WESTBOROUGH, MA 01581

Accounting

$12,770

WELL AND GOOD LLC3 years

Service code 51 · EIN 27-0984119

1710 ADAMS ST. · MADISON, WI 537112142

Investment Mgmt Fees

$6,500

BEAVER COUNTRY DAY DEFINED CONTRIBUTION AND TAX-DEFERRED ANNUITY RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

BEAVER COUNTRY DAY DEFINED CONTRIBUTION AND TAX-DEFERRED ANNUITY RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion