Retirement plan

BEAVER COUNTRY DAY DEFINED CONTRIBUTION AND TAX-DEFERRED ANNUITY RETIREMENT PLAN

Name: THE BEAVER COUNTRY DAY SCHOOL, INC. - BEAVER COUNTRY DAY DEFINED CONTRIBUTION AND TAX-DEFERRED ANNUITY RETIREMENT PLAN (2019) Form 5500
Creator: THE BEAVER COUNTRY DAY SCHOOL, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, BEAVER COUNTRY DAY DEFINED CONTRIBUTION AND TAX-DEFERRED ANNUITY RETIREMENT PLAN, THE BEAVER COUNTRY DAY SCHOOL, INC.

THE BEAVER COUNTRY DAY SCHOOL, INC.EIN 04-2103869Plan #001PY 2019

791 HAMMOND STREET - CHESTNUT HILL, MA 024672317617-738-2700bcdschool.orgLinkedIn51-200 employeeseducation management

Prospect flagsLow returns

How to read this page

Total assets (EOY)

$28.9M

+0.7% from 2018

Total participants

340

-0.9% from 2018

Average account balance

$86,617

+1.0% from 2018

Annual return

5.54%

-4.25 pp from 2018

Benchmarks

See 1,482 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants100-249

Cohort1,482 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$51.53M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$145K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

356

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.49M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$18K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.26%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$151

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
ALEXANDER ARONSON FINNING & CO PC2 years Filed as: ALEXANDER, ARONSON, FINNING, & CO., Service code 10 · EIN 04-2571780 50 WASHINGTON ST. · WESTBOROUGH, MA 01581	Accounting	$9,007
WELL AND GOOD LLC2 years Service code 51 · EIN 27-0984119 1710 ADAMS ST. · MADISON, WI 537112142	Investment Mgmt Fees	$6,500

Plan features & details

Pension benefit codes2F2G2L2M2T

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

1 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$16K

$68 / participant

Contract admin$16K100.0%

% of EOY assets

0.054%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: AAFCPAS, INC.
Auditor EIN: 042571780
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$86,617

$60,795+42.5%

$69,461+24.7%

$65,185+32.9%

Participation rate

97.4%

74.9%+22.5pp

74.6%+22.7pp

70.2%+27.2pp

Annual return

5.54%

17.46%-11.9pp

28.97%-23.4pp

29.38%-23.8pp

Employer contribution / active EE

$3,163

$2,452+29.0%

$2,779+13.8%

$2,177+45.3%

Participant deferral / active EE

$3,675

$3,162+16.2%

$3,536+3.9%

$3,514+4.6%

Admin fee / account holder

$46

$314-85.2%

$3,840-98.8%

$847-94.5%

Provider

Service type

Compensation

ALEXANDER ARONSON FINNING & CO PC2 years

Filed as: ALEXANDER, ARONSON, FINNING, & CO.,

Service code 10 · EIN 04-2571780

50 WASHINGTON ST. · WESTBOROUGH, MA 01581

Accounting

$9,007

WELL AND GOOD LLC2 years

Service code 51 · EIN 27-0984119

1710 ADAMS ST. · MADISON, WI 537112142

Investment Mgmt Fees

$6,500

BEAVER COUNTRY DAY DEFINED CONTRIBUTION AND TAX-DEFERRED ANNUITY RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

BEAVER COUNTRY DAY DEFINED CONTRIBUTION AND TAX-DEFERRED ANNUITY RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion