Retirement plan

BEAVER COUNTRY DAY DEFINED CONTRIBUTION AND TAX-DEFERRED ANNUITY RETIREMENT PLAN

Name: THE BEAVER COUNTRY DAY SCHOOL, INC. - BEAVER COUNTRY DAY DEFINED CONTRIBUTION AND TAX-DEFERRED ANNUITY RETIREMENT PLAN (2018) Form 5500
Creator: THE BEAVER COUNTRY DAY SCHOOL, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, BEAVER COUNTRY DAY DEFINED CONTRIBUTION AND TAX-DEFERRED ANNUITY RETIREMENT PLAN, THE BEAVER COUNTRY DAY SCHOOL, INC.

THE BEAVER COUNTRY DAY SCHOOL, INC.EIN 04-2103869Plan #001PY 2018

791 HAMMOND STREET - CHESTNUT HILL, MA 024672317617-738-2700bcdschool.orgLinkedIn51-200 employeeseducation management

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$28.7M

+12.2% from 2017

Total participants

343

+2.4% from 2017

Average account balance

$85,752

+7.5% from 2017

Annual return

9.79%

-2.04 pp from 2017

Benchmarks

See 1,431 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants100-249

Cohort1,431 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$51.53M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$145K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

356

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.49M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$18K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.26%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$151

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
ALEXANDER ARONSON FINNING & CO PC1 year Filed as: ALEXANDER, ARONSON, FINNING, & CO., Service code 10 · EIN 04-2571780 50 WASHINGTON ST. · WESTBOROUGH, MA 01581	Accounting	$7,294
WELL AND GOOD LLC1 year Service code 51 · EIN 27-0984119 1710 ADAMS ST. · MADISON, WI 537112142	Investment Mgmt Fees	$6,500

Plan features & details

Pension benefit codes2F2G2L2M2T

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$14K

$57 / participant

Contract admin$14K100.0%

% of EOY assets

0.048%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: ALEXANDER, ARONSON, FINNING & CO.,
Auditor EIN: 042571780
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$85,752

$55,002+55.9%

$59,887+43.2%

$56,287+52.3%

Participation rate

96.7%

75.9%+20.8pp

74.7%+22.0pp

69.9%+26.8pp

Annual return

9.79%

1.13%+8.7pp

3.46%+6.3pp

-9.96%+19.7pp

Employer contribution / active EE

$2,806

$2,448+14.6%

$2,722+3.1%

$2,111+32.9%

Participant deferral / active EE

$2,990

$3,121-4.2%

$3,402-12.1%

$3,350-10.7%

Admin fee / account holder

$41

$236-82.5%

$3,591-98.9%

$521-92.1%

Provider

Service type

Compensation

ALEXANDER ARONSON FINNING & CO PC1 year

Filed as: ALEXANDER, ARONSON, FINNING, & CO.,

Service code 10 · EIN 04-2571780

50 WASHINGTON ST. · WESTBOROUGH, MA 01581

Accounting

$7,294

WELL AND GOOD LLC1 year

Service code 51 · EIN 27-0984119

1710 ADAMS ST. · MADISON, WI 537112142

Investment Mgmt Fees

$6,500

BEAVER COUNTRY DAY DEFINED CONTRIBUTION AND TAX-DEFERRED ANNUITY RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

BEAVER COUNTRY DAY DEFINED CONTRIBUTION AND TAX-DEFERRED ANNUITY RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion