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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EDWARD D JONES & CO LP Service code 27 12555 MANCHESTER RD · ST LOUIS, MO 63131 | Advisory (Plan) | $1,685 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $0 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,285 | $79,184+22.9% | $102,438-5.0% | $74,546+30.5% |
| Participation rate | 86.3% | 74.8%+11.6pp | 76.5%+9.8pp | 67.2%+19.1pp |
| Annual return | 15.77% | 54.95%-39.2pp | 29.37%-13.6pp | 1366.03%-1350.3pp |
| Employer contribution / active EE | $1,479 | $2,362-37.4% | $3,024-51.1% | $2,624-43.6% |
| Participant deferral / active EE | $5,916 | $4,414+34.0% | $5,054+17.1% | $4,347+36.1% |
| Admin fee / account holder | $10 | $2,001-99.5% | $9,448-99.9% | $1,944-99.5% |