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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.9 years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $76,156 |
USI CONSULTING GROUP4 years Filed as: USI ADVISORS INC Service code 28 · EIN 06-1397347 | Investment Management | $12,500 |
Filed as: CBIZ INC Service code 10 · EIN 22-2769024 | Accounting | $9,265 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,089 | $89,123+143.6% | $102,460+111.9% | $77,762+179.2% |
| Participation rate | 88.6% | 80.9%+7.7pp | 76.5%+12.1pp | 70.6%+18.0pp |
| Annual return | 14.96% | 25.05%-10.1pp | 29.47%-14.5pp | 31.27%-16.3pp |
| Employer contribution / active EE | $3,899 | $2,700+44.4% | $3,025+28.9% | $2,728+42.9% |
| Participant deferral / active EE | $18,236 | $5,148+254.3% | $5,056+260.7% | $4,651+292.1% |
| Admin fee / account holder | $78 | $236-66.7% | $9,460-99.2% | $433-81.9% |