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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,413 | $144,130-54.6% | $117,861-44.5% | $147,586-55.7% |
| Participation rate | 90.5% | 83.4%+7.1pp | 79.7%+10.8pp | 82.8%+7.6pp |
| Annual return | 18.47% | 531.20%-512.7pp | 335.11%-316.6pp | 578.59%-560.1pp |
| Employer contribution / active EE | $533 | $4,897-89.1% | $3,786-85.9% | $4,876-89.1% |
| Participant deferral / active EE | $4,762 | $5,316-10.4% | $4,482+6.2% | $5,439-12.4% |
| Admin fee / account holder | $5,203 | $10,887-52.2% | $8,021-35.1% | $10,886-52.2% |