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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,838 | $131,835-60.7% | $108,582-52.3% | $273,972-81.1% |
| Participation rate | 90.0% | 83.5%+6.5pp | 79.6%+10.4pp | 83.0%+7.0pp |
| Annual return | 7.55% | -91.57%+99.1pp | -51.70%+59.2pp | 41.46%-33.9pp |
| Employer contribution / active EE | $129 | $4,913-97.4% | $3,758-96.6% | $4,869-97.4% |
| Participant deferral / active EE | $5,713 | $5,127+11.4% | $4,311+32.5% | $5,287+8.1% |
| Admin fee / account holder | $20,233 | $10,253+97.3% | $7,645+164.6% | $10,133+99.7% |