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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,326 | $162,821-31.0% | $133,978-16.2% | $158,982-29.3% |
| Participation rate | 84.2% | 83.2%+1.0pp | 79.8%+4.4pp | 82.0%+2.2pp |
| Annual return | 17.83% | 41.95%-24.1pp | 45.10%-27.3pp | 302.99%-285.2pp |
| Employer contribution / active EE | $893 | $4,976-82.0% | $3,919-77.2% | $4,763-81.2% |
| Participant deferral / active EE | $6,190 | $5,910+4.7% | $5,047+22.6% | $5,983+3.4% |
| Admin fee / account holder | $2,372 | $11,742-79.8% | $8,930-73.4% | $11,252-78.9% |