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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,878 | $166,242-5.6% | $165,071-5.0% | $145,884+7.5% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.6%+7.1pp | 80.3%+5.4pp |
| Annual return | 13.64% | 100.44%-86.8pp | 70.17%-56.5pp | 551.85%-538.2pp |
| Employer contribution / active EE | $1,103 | $5,283-79.1% | $4,347-74.6% | $4,662-76.3% |
| Participant deferral / active EE | $5,393 | $6,964-22.6% | $6,035-10.6% | $6,690-19.4% |
| Admin fee / account holder | $12,755 | $16,658-23.4% | $12,695+0.5% | $13,392-4.8% |