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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $368,736 | $176,105+109.4% | $159,474+131.2% | $167,536+120.1% |
| Participation rate | 86.7% | 85.0%+1.7pp | 82.8%+3.8pp | 82.1%+4.6pp |
| Annual return | 7.11% | 331.91%-324.8pp | 263.68%-256.6pp | 478.82%-471.7pp |
| Employer contribution / active EE | $13,526 | $5,299+155.3% | $4,831+180.0% | $4,839+179.5% |
| Participant deferral / active EE | $11,618 | $7,751+49.9% | $7,353+58.0% | $6,342+83.2% |
| Admin fee / account holder | $51,306 | $12,559+308.5% | $10,802+374.9% | $12,315+316.6% |