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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $356,723 | $165,399+115.7% | $149,745+138.2% | $158,982+124.4% |
| Participation rate | 93.3% | 84.6%+8.8pp | 82.5%+10.9pp | 82.0%+11.4pp |
| Annual return | 6.08% | 348.34%-342.3pp | 276.72%-270.6pp | 302.99%-296.9pp |
| Employer contribution / active EE | $10,503 | $5,105+105.7% | $4,646+126.1% | $4,763+120.5% |
| Participant deferral / active EE | $11,613 | $7,183+61.7% | $6,843+69.7% | $5,983+94.1% |
| Admin fee / account holder | $28,128 | $10,811+160.2% | $9,312+202.1% | $11,252+150.0% |