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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,134 | $162,136+62.3% | $152,301+72.8% | $154,746+70.0% |
| Participation rate | 93.8% | 84.1%+9.6pp | 82.4%+11.3pp | 80.7%+13.0pp |
| Annual return | 12.09% | 91.02%-78.9pp | 80.50%-68.4pp | 172.34%-160.2pp |
| Employer contribution / active EE | $2,033 | $4,890-58.4% | $4,624-56.0% | $4,379-53.6% |
| Participant deferral / active EE | $10,454 | $8,341+25.3% | $8,004+30.6% | $6,730+55.3% |
| Admin fee / account holder | $66,155 | $15,759+319.8% | $14,398+359.5% | $14,365+360.5% |