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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,757 | $148,623+55.9% | $135,974+70.4% | $139,466+66.2% |
| Participation rate | 93.3% | 83.9%+9.5pp | 81.9%+11.4pp | 80.3%+13.0pp |
| Annual return | 9.42% | 79.30%-69.9pp | 68.30%-58.9pp | 373.66%-364.2pp |
| Employer contribution / active EE | $5,178 | $5,246-1.3% | $4,859+6.6% | $4,754+8.9% |
| Participant deferral / active EE | $8,197 | $8,103+1.2% | $7,760+5.6% | $6,712+22.1% |
| Admin fee / account holder | $78,788 | $12,406+535.1% | $10,767+631.8% | $11,409+590.6% |