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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,484 | $67,411+3.1% | $91,004-23.6% | $70,126-0.9% |
| Participation rate | 100.0% | 71.4%+28.6pp | 75.6%+24.4pp | 69.5%+30.5pp |
| Annual return | 9.79% | -40.16%+50.0pp | 4.60%+5.2pp | 73.15%-63.4pp |
| Employer contribution / active EE | $2,507 | $1,786+40.4% | $2,456+2.1% | $2,343+7.0% |
| Participant deferral / active EE | $2,887 | $2,823+2.3% | $3,548-18.6% | $3,332-13.4% |
| Admin fee / account holder | $14,648 | $4,236+245.8% | $5,417+170.4% | $4,645+215.3% |