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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,800 | $81,208-19.0% | $98,920-33.5% | $79,856-17.6% |
| Participation rate | 100.0% | 72.5%+27.5pp | 76.0%+24.0pp | 69.6%+30.4pp |
| Annual return | 9.79% | 60.99%-51.2pp | 196.47%-186.7pp | 31.71%-21.9pp |
| Employer contribution / active EE | $2,146 | $1,960+9.5% | $2,689-20.2% | $2,471-13.1% |
| Participant deferral / active EE | $2,650 | $3,265-18.8% | $4,245-37.6% | $3,741-29.2% |
| Admin fee / account holder | $2,465 | $6,013-59.0% | $6,643-62.9% | $5,306-53.5% |