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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,305 | $87,733-5.0% | $106,554-21.8% | $85,851-3.0% |
| Participation rate | 100.0% | 71.9%+28.1pp | 76.1%+23.9pp | 69.3%+30.7pp |
| Annual return | 19.58% | 21.86%-2.3pp | 26.80%-7.2pp | 318.63%-299.1pp |
| Employer contribution / active EE | $2,269 | $2,073+9.4% | $2,819-19.5% | $2,565-11.6% |
| Participant deferral / active EE | $2,924 | $3,469-15.7% | $4,398-33.5% | $3,952-26.0% |
| Admin fee / account holder | $5,431 | $6,767-19.7% | $7,408-26.7% | $6,261-13.2% |