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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,230 | $76,371-14.6% | $93,621-30.3% | $72,976-10.6% |
| Participation rate | 100.0% | 71.8%+28.2pp | 75.8%+24.2pp | 69.5%+30.5pp |
| Annual return | 0.78% | 25.82%-25.0pp | 32.76%-32.0pp | 81.02%-80.2pp |
| Employer contribution / active EE | $2,133 | $2,276-6.3% | $2,719-21.6% | $2,440-12.6% |
| Participant deferral / active EE | $2,575 | $3,538-27.2% | $4,070-36.7% | $3,608-28.6% |
| Admin fee / account holder | $2,046 | $6,839-70.1% | $7,890-74.1% | $5,124-60.1% |