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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,571 | $102,385-64.3% | $147,080-75.1% | $80,935-54.8% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 8.08% | 135.09%-127.0pp | 420.17%-412.1pp | 35.66%-27.6pp |
| Employer contribution / active EE | $2,603 | $3,717-30.0% | $4,933-47.2% | $2,757-5.6% |
| Participant deferral / active EE | $3,419 | $6,651-48.6% | $8,066-57.6% | $4,299-20.5% |
| Admin fee / account holder | $15,771 | $7,951+98.3% | $12,989+21.4% | $6,924+127.8% |