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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,396 | $105,210-51.1% | $159,487-67.8% | $85,851-40.1% |
| Participation rate | 87.5% | 75.8%+11.7pp | 82.8%+4.7pp | 69.3%+18.2pp |
| Annual return | 11.33% | 45.08%-33.8pp | 263.71%-252.4pp | 318.63%-307.3pp |
| Employer contribution / active EE | $1,856 | $3,319-44.1% | $4,831-61.6% | $2,565-27.6% |
| Participant deferral / active EE | $3,395 | $5,946-42.9% | $7,354-53.8% | $3,952-14.1% |
| Admin fee / account holder | $4,751 | $6,934-31.5% | $10,804-56.0% | $6,261-24.1% |