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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,869 | $150,442-36.9% | $136,295-30.4% | $147,585-35.7% |
| Participation rate | 91.7% | 84.4%+7.2pp | 81.9%+9.7pp | 82.8%+8.8pp |
| Annual return | 20.88% | 1049.09%-1028.2pp | 5155.97%-5135.1pp | 578.56%-557.7pp |
| Employer contribution / active EE | $4,016 | $5,256-23.6% | $4,695-14.5% | $4,876-17.7% |
| Participant deferral / active EE | $5,502 | $6,630-17.0% | $6,247-11.9% | $5,439+1.2% |
| Admin fee / account holder | $1,542 | $10,905-85.9% | $9,243-83.3% | $10,885-85.8% |