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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,244 | $135,956-46.1% | $123,894-40.9% | $273,972-73.3% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 5.16% | 56.63%-51.5pp | 47.52%-42.4pp | 41.46%-36.3pp |
| Employer contribution / active EE | $1,863 | $5,170-64.0% | $4,617-59.7% | $4,869-61.7% |
| Participant deferral / active EE | $5,449 | $6,343-14.1% | $5,984-8.9% | $5,287+3.1% |
| Admin fee / account holder | $1,199 | $9,817-87.8% | $8,357-85.7% | $10,133-88.2% |