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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,158 | $103,966-58.5% | $112,899-61.8% | $75,181-42.6% |
| Participation rate | 85.4% | 75.7%+9.7pp | 80.5%+4.8pp | 67.2%+18.2pp |
| Annual return | -13.24% | 24.54%-37.8pp | 34.11%-47.4pp | 160.69%-173.9pp |
| Employer contribution / active EE | $2,385 | $3,870-38.4% | $4,566-47.8% | $2,671-10.7% |
| Participant deferral / active EE | $3,989 | $5,456-26.9% | $6,516-38.8% | $4,126-3.3% |
| Admin fee / account holder | $3,513 | $7,663-54.2% | $7,047-50.2% | $5,650-37.8% |