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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,888 | $66,764-64.2% | $88,497-73.0% | $62,881-62.0% |
| Participation rate | 71.2% | 77.3%-6.1pp | 82.4%-11.2pp | 69.3%+1.9pp |
| Annual return | 4.08% | 10.37%-6.3pp | 7.63%-3.6pp | 20.14%-16.1pp |
| Employer contribution / active EE | $1,814 | $3,077-41.0% | $4,036-55.0% | $2,281-20.4% |
| Participant deferral / active EE | $2,780 | $3,976-30.1% | $4,899-43.3% | $3,203-13.2% |
| Admin fee / account holder | $2,917 | $4,668-37.5% | $6,220-53.1% | $4,296-32.1% |