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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,732 | $88,370-57.3% | $112,977-66.6% | $79,852-52.7% |
| Participation rate | 83.3% | 76.8%+6.5pp | 82.6%+0.8pp | 69.6%+13.7pp |
| Annual return | 8.31% | 23.16%-14.9pp | 24.24%-15.9pp | 31.72%-23.4pp |
| Employer contribution / active EE | $2,200 | $3,398-35.3% | $4,255-48.3% | $2,471-11.0% |
| Participant deferral / active EE | $3,700 | $4,536-18.4% | $5,836-36.6% | $3,740-1.1% |
| Admin fee / account holder | $3,747 | $5,750-34.8% | $6,294-40.5% | $5,306-29.4% |