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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,868 | $75,963-63.3% | $97,995-71.6% | $70,126-60.3% |
| Participation rate | 74.2% | 77.0%-2.8pp | 82.4%-8.2pp | 69.5%+4.7pp |
| Annual return | 8.39% | 19.26%-10.9pp | 23.94%-15.5pp | 73.15%-64.8pp |
| Employer contribution / active EE | $1,913 | $3,278-41.7% | $4,158-54.0% | $2,343-18.3% |
| Participant deferral / active EE | $2,927 | $4,053-27.8% | $5,097-42.6% | $3,332-12.2% |
| Admin fee / account holder | $1,883 | $5,407-65.2% | $5,943-68.3% | $4,645-59.5% |