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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,553 | $124,425+10.6% | $112,040+22.8% | $137,256+0.2% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 17.96% | 24.72%-6.8pp | 24.52%-6.6pp | 220.34%-202.4pp |
| Employer contribution / active EE | $2,386 | $3,411-30.1% | $2,954-19.2% | $4,156-42.6% |
| Participant deferral / active EE | $7,558 | $5,718+32.2% | $5,098+48.3% | $6,407+18.0% |
| Admin fee / account holder | $3,784 | $15,207-75.1% | $12,098-68.7% | $12,270-69.2% |