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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,693 | $112,121-23.6% | $95,960-10.7% | $158,966-46.1% |
| Participation rate | 66.7% | 79.0%-12.3pp | 77.1%-10.4pp | 82.0%-15.3pp |
| Annual return | 21.74% | 171.16%-149.4pp | 91.63%-69.9pp | 302.95%-281.2pp |
| Employer contribution / active EE | $1,549 | $3,199-51.6% | $2,541-39.1% | $4,762-67.5% |
| Participant deferral / active EE | $7,085 | $4,784+48.1% | $4,167+70.0% | $5,983+18.4% |
| Admin fee / account holder | $94 | $10,135-99.1% | $6,797-98.6% | $11,250-99.2% |