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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,553 | $126,661+8.6% | $113,397+21.3% | $138,895-1.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 17.96% | 25.05%-7.1pp | 23.20%-5.2pp | 145.39%-127.4pp |
| Employer contribution / active EE | $2,386 | $3,456-31.0% | $2,977-19.9% | $4,194-43.1% |
| Participant deferral / active EE | $7,558 | $5,693+32.8% | $5,076+48.9% | $6,396+18.2% |
| Admin fee / account holder | $3,784 | $14,549-74.0% | $11,957-68.4% | $12,562-69.9% |