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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,454 | $171,865-63.7% | $149,718-58.3% | $147,585-57.7% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 20.01% | 2113.29%-2093.3pp | 1501.67%-1481.7pp | 578.56%-558.5pp |
| Employer contribution / active EE | $6,351 | $6,275+1.2% | $5,445+16.6% | $4,876+30.2% |
| Participant deferral / active EE | $12,606 | $7,270+73.4% | $6,569+91.9% | $5,439+131.8% |
| Admin fee / account holder | $4,351 | $13,799-68.5% | $11,283-61.4% | $10,885-60.0% |