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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,454 | $171,867-63.7% | $149,721-58.3% | $147,586-57.7% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 20.01% | 2113.36%-2093.4pp | 1501.67%-1481.7pp | 578.59%-558.6pp |
| Employer contribution / active EE | $6,351 | $6,275+1.2% | $5,444+16.7% | $4,876+30.2% |
| Participant deferral / active EE | $12,606 | $7,270+73.4% | $6,568+91.9% | $5,439+131.8% |
| Admin fee / account holder | $4,351 | $13,799-68.5% | $11,282-61.4% | $10,886-60.0% |