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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,204 | $140,592-67.8% | $123,105-63.3% | $125,389-63.9% |
| Participation rate | 75.0% | 88.2%-13.2pp | 86.8%-11.8pp | 83.2%-8.2pp |
| Annual return | -5.13% | 16.80%-21.9pp | 13.22%-18.3pp | 282.24%-287.4pp |
| Employer contribution / active EE | $5,074 | $6,041-16.0% | $5,151-1.5% | $4,866+4.3% |
| Participant deferral / active EE | $8,540 | $6,980+22.3% | $6,229+37.1% | $5,352+59.6% |
| Admin fee / account holder | $1,076 | $11,198-90.4% | $9,014-88.1% | $9,541-88.7% |