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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,347 | $197,637-41.6% | $177,848-35.1% | $158,982-27.4% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 28.68% | 58.77%-30.1pp | 48.33%-19.6pp | 302.99%-274.3pp |
| Employer contribution / active EE | $4,978 | $6,698-25.7% | $5,919-15.9% | $4,763+4.5% |
| Participant deferral / active EE | $10,568 | $8,405+25.7% | $7,714+37.0% | $5,983+76.6% |
| Admin fee / account holder | $17,386 | $15,406+12.9% | $12,431+39.9% | $11,252+54.5% |