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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,658 | $184,000-50.2% | $162,185-43.5% | $152,909-40.1% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 28.27% | 150.80%-122.5pp | 115.61%-87.3pp | 345.46%-317.2pp |
| Employer contribution / active EE | $5,612 | $6,370-11.9% | $5,6130% | $4,764+17.8% |
| Participant deferral / active EE | $12,757 | $8,033+58.8% | $7,297+74.8% | $5,851+118.0% |
| Admin fee / account holder | $400 | $13,124-97.0% | $10,844-96.3% | $11,601-96.6% |