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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,984 | $70,684+58.4% | $169,390-33.9% | $75,173+49.0% |
| Participation rate | 88.6% | 64.8%+23.8pp | 77.2%+11.4pp | 67.2%+21.4pp |
| Annual return | 11.37% | 36.38%-25.0pp | 406.07%-394.7pp | 160.72%-149.4pp |
| Employer contribution / active EE | $2,900 | $2,211+31.2% | $4,013-27.7% | $2,671+8.6% |
| Participant deferral / active EE | $6,050 | $4,310+40.4% | $6,222-2.8% | $4,126+46.6% |
| Admin fee / account holder | $3,520 | $5,404-34.9% | $9,015-61.0% | $5,651-37.7% |