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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,330 | $62,672+12.2% | $185,117-62.0% | $70,126+0.3% |
| Participation rate | 93.3% | 63.8%+29.6pp | 77.3%+16.1pp | 69.5%+23.8pp |
| Annual return | 12.78% | 40.79%-28.0pp | 40.50%-27.7pp | 73.15%-60.4pp |
| Employer contribution / active EE | $3,323 | $1,753+89.6% | $4,182-20.5% | $2,343+41.9% |
| Participant deferral / active EE | $7,554 | $3,272+130.9% | $5,045+49.7% | $3,332+126.7% |
| Admin fee / account holder | $22,002 | $3,932+459.6% | $8,159+169.7% | $4,645+373.6% |