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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,102 | $56,054+51.8% | $171,082-50.3% | $62,881+35.3% |
| Participation rate | 62.2% | 62.9%-0.7pp | 76.7%-14.5pp | 69.3%-7.1pp |
| Annual return | 7.11% | 22.52%-15.4pp | 32.56%-25.5pp | 20.14%-13.0pp |
| Employer contribution / active EE | $2,142 | $1,731+23.7% | $4,002-46.5% | $2,281-6.1% |
| Participant deferral / active EE | $4,570 | $3,158+44.7% | $4,797-4.7% | $3,203+42.7% |
| Admin fee / account holder | $4,228 | $3,647+16.0% | $8,520-50.4% | $4,296-1.6% |