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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,994 | $52,519+39.0% | $155,789-53.1% | $59,633+22.4% |
| Participation rate | 68.3% | 61.7%+6.6pp | 76.1%-7.8pp | 68.7%-0.4pp |
| Annual return | -1.28% | 53.51%-54.8pp | 71.54%-72.8pp | 2041.45%-2042.7pp |
| Employer contribution / active EE | $2,114 | $1,589+33.0% | $3,839-44.9% | $2,203-4.0% |
| Participant deferral / active EE | $4,479 | $3,084+45.2% | $4,798-6.7% | $3,192+40.3% |
| Admin fee / account holder | $4,554 | $3,540+28.7% | $7,477-39.1% | $4,297+6.0% |