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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,344 | $111,830-8.5% | $93,696+9.2% | $145,884-29.8% |
| Participation rate | 90.0% | 74.2%+15.8pp | 68.7%+21.3pp | 80.3%+9.7pp |
| Annual return | 11.64% | 204.08%-192.4pp | 133.74%-122.1pp | 551.85%-540.2pp |
| Employer contribution / active EE | $3,616 | $3,093+16.9% | $2,422+49.3% | $4,662-22.4% |
| Participant deferral / active EE | $5,569 | $4,920+13.2% | $4,417+26.1% | $6,690-16.8% |
| Admin fee / account holder | $3,338 | $10,249-67.4% | $8,287-59.7% | $13,392-75.1% |