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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,881 | $106,918-72.1% | $84,021-64.4% | $152,897-80.5% |
| Participation rate | 75.0% | 75.2%-0.2pp | 69.0%+6.0pp | 82.5%-7.5pp |
| Annual return | 33.31% | 105.01%-71.7pp | 71.32%-38.0pp | 345.43%-312.1pp |
| Employer contribution / active EE | $5,813 | $2,735+112.5% | $1,984+193.0% | $4,764+22.0% |
| Participant deferral / active EE | $6,647 | $4,012+65.7% | $3,239+105.2% | $5,851+13.6% |
| Admin fee / account holder | $1,630 | $8,288-80.3% | $6,102-73.3% | $11,599-85.9% |