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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,081 | $102,635-42.4% | $86,209-31.5% | $139,456-57.6% |
| Participation rate | 91.7% | 74.5%+17.2pp | 69.0%+22.7pp | 80.3%+11.3pp |
| Annual return | 44.47% | 1923.53%-1879.1pp | 1169.05%-1124.6pp | 373.45%-329.0pp |
| Employer contribution / active EE | $5,489 | $3,034+80.9% | $2,381+130.5% | $4,753+15.5% |
| Participant deferral / active EE | $6,689 | $4,677+43.0% | $3,986+67.8% | $6,711-0.3% |
| Admin fee / account holder | $2,162 | $8,661-75.0% | $6,853-68.4% | $11,407-81.0% |