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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,431 | $105,198+145.7% | $159,455+62.1% | $85,856+201.0% |
| Participation rate | 91.3% | 75.8%+15.5pp | 82.8%+8.5pp | 69.3%+22.0pp |
| Annual return | 13.07% | 45.08%-32.0pp | 263.63%-250.6pp | 318.58%-305.5pp |
| Employer contribution / active EE | $6,699 | $3,319+101.8% | $4,830+38.7% | $2,565+161.1% |
| Participant deferral / active EE | $9,540 | $5,946+60.5% | $7,353+29.7% | $3,952+141.4% |
| Admin fee / account holder | $6,444 | $6,934-7.1% | $10,800-40.3% | $6,261+2.9% |