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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,521 | $91,439+132.4% | $135,974+56.3% | $71,511+197.2% |
| Participation rate | 92.2% | 75.7%+16.5pp | 81.9%+10.2pp | 67.9%+24.2pp |
| Annual return | 13.65% | 29.90%-16.2pp | 68.30%-54.7pp | 28.86%-15.2pp |
| Employer contribution / active EE | $5,164 | $3,705+39.4% | $4,859+6.3% | $2,589+99.4% |
| Participant deferral / active EE | $9,327 | $7,093+31.5% | $7,760+20.2% | $4,291+117.4% |
| Admin fee / account holder | $9,835 | $1,267+676.4% | $10,767-8.7% | $1,588+519.1% |