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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,926 | $82,674+141.8% | $125,381+59.5% | $68,486+191.9% |
| Participation rate | 86.5% | 75.1%+11.5pp | 82.4%+4.1pp | 67.9%+18.6pp |
| Annual return | -10.62% | -5.97%-4.6pp | 572.31%-582.9pp | -7.85%-2.8pp |
| Employer contribution / active EE | $872 | $3,382-74.2% | $4,815-81.9% | $2,597-66.4% |
| Participant deferral / active EE | $6,324 | $6,111+3.5% | $7,448-15.1% | $4,028+57.0% |
| Admin fee / account holder | $3,179 | $6,277-49.4% | $10,007-68.2% | $5,404-41.2% |