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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,511 | $89,367+146.7% | $141,191+56.2% | $72,975+202.2% |
| Participation rate | 87.3% | 75.1%+12.2pp | 82.5%+4.8pp | 69.5%+17.8pp |
| Annual return | 18.97% | 111.87%-92.9pp | 71.41%-52.4pp | 81.01%-62.0pp |
| Employer contribution / active EE | $5,396 | $3,115+73.2% | $4,736+13.9% | $2,440+121.1% |
| Participant deferral / active EE | $7,689 | $5,419+41.9% | $6,710+14.6% | $3,608+113.1% |
| Admin fee / account holder | $3,598 | $5,957-39.6% | $10,264-64.9% | $5,124-29.8% |