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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,565 | $178,174-59.8% | $156,181-54.2% | $137,256-47.9% |
| Participation rate | 93.8% | 82.0%+11.7pp | 78.8%+14.9pp | 80.0%+13.8pp |
| Annual return | 19.36% | 84.19%-64.8pp | 64.87%-45.5pp | 220.34%-201.0pp |
| Employer contribution / active EE | $4,167 | $4,972-16.2% | $4,294-3.0% | $4,156+0.3% |
| Participant deferral / active EE | $6,559 | $6,888-4.8% | $6,132+7.0% | $6,407+2.4% |
| Admin fee / account holder | $3,701 | $17,404-78.7% | $14,586-74.6% | $12,270-69.8% |