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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,583 | $63,346-45.4% | $92,240-62.5% | $70,126-50.7% |
| Participation rate | 89.7% | 68.7%+21.0pp | 76.5%+13.2pp | 69.5%+20.1pp |
| Annual return | 8.48% | 530.19%-521.7pp | 176.29%-167.8pp | 73.15%-64.7pp |
| Employer contribution / active EE | $2,933 | $2,471+18.7% | $3,680-20.3% | $2,343+25.2% |
| Participant deferral / active EE | $1,724 | $2,854-39.6% | $3,897-55.8% | $3,332-48.3% |
| Admin fee / account holder | $1,539 | $3,841-59.9% | $5,194-70.4% | $4,645-66.9% |