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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,545 | $72,273-31.4% | $101,275-51.1% | $79,856-38.0% |
| Participation rate | 70.5% | 68.5%+2.0pp | 75.8%-5.4pp | 69.6%+0.8pp |
| Annual return | 9.00% | 22.30%-13.3pp | 46.48%-37.5pp | 31.71%-22.7pp |
| Employer contribution / active EE | $2,504 | $2,691-7.0% | $3,660-31.6% | $2,471+1.3% |
| Participant deferral / active EE | $2,749 | $3,282-16.2% | $4,371-37.1% | $3,741-26.5% |
| Admin fee / account holder | $395 | $4,401-91.0% | $5,948-93.4% | $5,306-92.6% |