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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,245 | $65,367-33.8% | $92,915-53.5% | $72,976-40.7% |
| Participation rate | 85.3% | 68.3%+17.0pp | 76.0%+9.3pp | 69.5%+15.8pp |
| Annual return | 13.03% | 42.11%-29.1pp | 109.45%-96.4pp | 81.02%-68.0pp |
| Employer contribution / active EE | $2,206 | $2,594-15.0% | $3,653-39.6% | $2,440-9.6% |
| Participant deferral / active EE | $2,183 | $3,128-30.2% | $4,238-48.5% | $3,608-39.5% |
| Admin fee / account holder | $1,072 | $4,251-74.8% | $5,796-81.5% | $5,124-79.1% |