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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,687 | $56,894-49.6% | $84,753-66.2% | $62,881-54.4% |
| Participation rate | 96.0% | 68.5%+27.5pp | 76.6%+19.4pp | 69.3%+26.7pp |
| Annual return | 3.37% | 6.30%-2.9pp | 22.78%-19.4pp | 20.14%-16.8pp |
| Employer contribution / active EE | $2,000 | $2,400-16.7% | $3,574-44.0% | $2,281-12.3% |
| Participant deferral / active EE | $1,318 | $2,709-51.3% | $3,712-64.5% | $3,203-58.8% |
| Admin fee / account holder | $693 | $3,581-80.6% | $5,333-87.0% | $4,296-83.9% |